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Dedicated to finding the right finance options for you

At JS Financial Services, our mission is to provide you with the necessary resources to navigate your financial journey smoothly. We take pride in our capability to assist clients with a variety of lending solutions tailored to their requirements. Our dedicated professionals are here to support you through each phase of your application process, ensuring you are well-informed and prepared for any decisions ahead. We are committed to delivering a service that is both comprehensive and accessible, allowing you to focus on achieving your financial aspirations.

Our expertise covers a wide range of lending options, and we are here to help you explore the choices available. By maintaining open lines of communication and providing ongoing assistance, we aim to make your experience as seamless as possible. Whether you’re looking for a home loan or need assistance with an investment, our team is ready to guide you through the entire process with confidence and clarity.

Jinia Sethi

Principal Mortgage Broker

Phone: 0433 815 156
Email: jinia@jsfs.com.au

Jinia has been a dedicated mortgage broker since 2020, focusing on assisting owner-occupiers and first-home buyers with various loan options, including PPR and FHB loans. Her extensive experience spans refinancing, trust lending, SMSF loans, bridging finance, asset loans, business lending, and commercial loans, allowing her to support clients through diverse financial needs.

At JS Financial Services, Jinia adopts a client-centred approach, combining her practical lender knowledge with meticulous application management and clear communication. She emphasises steady engagement throughout the loan process, negotiating effectively with lenders and ensuring clients understand their options, empowering them to proceed with confidence.

Our services

We provide extensive support for all your home loan and finance requirements across a variety of services. Regardless of your background, our knowledgeable team is dedicated to identifying the right options for your specific circumstances.

Frequently asked questions and responses

Alongside our competitive rates, we take pride in being accessible for any queries you may have throughout your loan journey. We welcome everyone, from first-time buyers to seasoned investors, and are dedicated to supporting you whenever you need assistance.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I choose a fixed or variable rate?

  • Which lenders do you partner with?

Some of our mortgage broking service areas in Melbourne

Although we service clients Australia wide, we offer specialised support in areas across Melbourne with lender access, home loan help and finance options tailored to our local community.